Temp Car Insurance
What is temporary car insurance and do we need it? | Car Insurance
In Europe and the US the need for car insurance is driven by Insurance Laws and the obligation to drive an insured vehicle. In South Africa it is not required by law to drive an insured vehicle and the need for car insurance is driven rather by the high accident rate and the threats presented by crimes such as vehicle theft, hijacking etc.
Most vehicle owners will purchase car insurance for a 12 month period and then consider reviewing their existing car insurance. There are however also options available to acquire temporary car insurance should the need arise for temporary cover.
Why would anyone consider temporary car insurance?There might be a need sometimes to consider car insurance for a shorter time than the usual one-year car insurance policy. Examples could include:
Temporary cover for an additional vehicle or while you are on holiday. Temporary car insurance to protect the car driver or the car rental company in case of any emergency that may arise as a result of using the car. You might need to borrow the car of a friend for a day or 2 – You might be part of a big family and when driving away for a weekend and need to borrow a bigger car from a friend or hire it from a hire company. Students and visitors wishing to borrow a car over their holiday could consider this as a safety net. When lending a car to a friend, colleague or relative. You might wish to cover additional drivers than those on your existing car insurance policy. Unaccompanied vehicle demonstrations or use of courtesy cars. Immediate drive-away insurance if you’ve just bought a car – advantageous when you buy a new vehicle and have to arrange full insurance for it, or when your old policy has expired and your waiting for your new policy. Temporary insurance could provide temporary cover while you shop around for a new policy when your current policy expires. ...Local Businesspeople, Experts Doubt Obama's Jobs Plan
The American Jobs Act would halve payroll taxes for workers in 2012 and for businesses on the first $5 million of payroll if Congress passes the bill as is. Other incentives in the plan include giving businesses a $4,000 tax credit for each hire of a long-term unemployed worker and eliminating payroll taxes for new hires and wage increases up to $50 million.
But would that be enough to push businesses to hire?
Ford Heacock, president of Lakeland-based Heacock Insurance Group, said the plan's incentives could be helpful for businesses with hiring plans, but he said many companies will be reluctant to add staff with so much political and economic uncertainty clouding the future.
"I think consumer confidence is really based on knowing what's down the road. Until we have some stability … we're all going to be nervous and unwilling to commit," Heacock said.
He said hiring staff just to take advantage of the plan incentives would be like "going out and buying a big car just because it's on sale, and realizing later you can't afford the gas."
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Temp Car Insurance- News
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Why is There a Need for Temporary Car Insurance? Most car insurance premiums cover a 12-month period, but there are certain occasions when drivers may have to consider temporary car insurance. The importance of Car Hire Insurance and where to get the best dealall 3 news articles » |
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How Does One-Day Car Insurance Work? More than one person can drive a car under a temporary insurance plan, although each driver must typically be between the ages of 24 and 69. How Can I Get 1 Day Car Insurance?all 17 news articles » |
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"What's with all the potholes in Bend?" "What's with all the potholes in Bend?"Marie Dodds, a spokeswoman for AAA Oregon/Idaho, said damage caused by potholes is sometimes covered by car insurance but could end up coming out of the |
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10 MONEY RESOLUTIONS FOR THE NEW YEAR In the New Year, more and more service providers like insurance companies will analyze credit scores to set rates for car insurance, home insurance and more and more » |
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OTTAWA: OES presents referendum program to Ottawa Council Next, Doster spoke of turning the current temporary leased facility now supporting classes in the former Wal-Mart building off Columbus Street near and more » |