Car Hire Fully Comprehensive Insurance

Do You Need Car Rental Insurance with Women's Car Insurance ...

Even if you own your own car, rental services are sometimes essential for given situations. You might be going on holiday or taking a big trip which your normal run-around vehicle just couldn’t handle. Whatever the situation, if you are offered insurance on your car rental, just take a moment before signing on the dotted line, you may already be covered with your women’s car insurance.

Duplicate Insurance

A lot of women’s car insurance companies are very comprehensive and therefore if you are renting a car for hire the insurance may already have you covered. Buying duplicate insurance is expensive and totally unnecessary, particularly if you are insured with a women’s car insurance specialist which is likely to give you better cover than the standard policy offered by the car hire company.

This is particularly useful if you want to save money whilst abroad on holiday but it is always worth checking before you go away how comprehensive your cover is. Not all women’s car insurance is valid for rental cars outside of the EU for example, so if you are travelling further abroad make sure you check your policy.

Credit Card Insurance

Even if you don’t own a car but do need to hire a rental for a couple of days, there are other avenues outside of personal women’s car insurance that can help you avoid paying a premium price with the rental company. If you have a credit card then somewhere in the small print there’s probably a bonus about being covered for car insurance.

Different credit card companies have different regulations, some offer the service for free and others charge a small surcharge for the privilege. It’s possible that you have been paying for the bonus without taking advantage of it, so now is the time to check with your bank. Unlike being covered by a fully fledged women’s car insurance policy however, your credit card is only likely to cover you for a small basic model, so if you’re going to hire a smarter car, you will need to buy separate insurance.

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MPs blame suing culture for high cost of car insurance

The Commons Transport Committee has been hearing how claims firms, credit hire companies and unscrupulous lawyers mean that motorists are paying around £2 billion per year more in insurance costs than they should be. Blackburn Labour MP, Jack Straw, has delivered a report which criticises a culture of suing within the UK.

Mr Straw attacked the practice of cold-calling by accident claim firms, claiming that as he was preparing his report the night before he had picked the telephone up to a company asking him if he would like representation for an accident. He said that he had not been involved in an accident, but that the call proved just how widespread the problem had become.

Jonathan Djangoly, Justice Minister, said that the government needed to ban referral fees in order to cut down on the number of greedy insurance claims being made. He pointed out that motorists’ being told by lawyers that they cannot lose by making a claim are usually going to go for it, and that the practice had to be stopped.

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